Insurance Broker / Agent
Places coverage across equipment, liability, and marine cargo on behalf of contractors and fleet owners.
Insurance, Bonding & Surety
Underwrite on data you can trust — not on the broker's memory.
Brokers place coverage. Underwriters price risk. Sureties issue bonds. All three need the same thing: a verified contractor profile with equipment schedule, COI history, and reputation signal that holds up to a loss. DredgeCred is the first marine-dredging marketplace to put that data in one place.
Pay on closed business — not per unqualified lead
DC Score as a pricing signal, derived from transaction-anchored ratings
Contractors maintain the bond-capacity + schedule data themselves
Active-COI visibility across every counterparty in the ecosystem
Specialties
Segments
Insurance, Bonding & Surety on DredgeCred are organized into 3 segments. Each one has its own profile fields, rating dimensions, and fee model.
Insurance Underwriter / Carrier
Issues policies and manages risk for the marine/dredging sector — direct-to-contractor or broker-distributed.
Surety & Bonding Company
Issues performance, payment, and bid bonds with contractor capacity signals maintained in-profile.
The cost comparison
Industry-typical intermediary fees vs the DredgeCred rate. Worked annual examples included.
How DredgeCred saves you money
Insurance Broker / Agent
Industry standard
Lead-gen subscription + per-lead fees (paid whether or not you bind)
$50 per unqualified lead to $300 per lead, no conversion guarantee
What you get: Name and phone number. No verified business underwriting data, no equipment schedule, no project context.
DredgeCred
Direct, verified, rated.
8% of placement commission (no cap)
What you get: Pre-verified contractors with equipment schedules, COI history, DC Score, full business profile — lead closes because the data is already complete.
How DredgeCred saves you money
Insurance Underwriter / Carrier
Industry standard
Broker override commissions + in-house underwriting cost
5% override to 10% override
What you get: Distribution channel to the contractor, but with broker margin compression and limited direct-to-contractor data signal.
DredgeCred
Direct, verified, rated.
8% of direct-placement premium
What you get: Direct channel to verified contractors when appropriate, DC Score as pricing signal, COI history visibility to streamline underwriting.
How DredgeCred saves you money
Surety & Bonding Company
Industry standard
Agent commissions on surety placement
20% of bond premium to 30% of bond premium
What you get: Relationship access to contractors. But contractor creditworthiness data comes from the agent's files, not a verifiable ledger.
DredgeCred
Direct, verified, rated.
4% of bond fee, capped at $3,000 per bond
What you get: Direct connection to contractors with DC Score, past-performance ledger, active COI verification, bond-capacity signal that contractors themselves maintain.
Looking for insurance, bonding & surety?
Start from one of these buyer-side entry points.
Provider map
0 verified insurance, bonding & suretys across the US
Pins are tied to primary service locations. Tap a pin to open the profile. Drag to browse your region.
No verified providers in this segment yet. As onboarding completes, pins appear here in near-real-time.
List your company
Ten minutes to verify. Your DC Score starts earning the first foundation points the same day.
Broker or underwriter — who do you want?
Marine insurance routes through either a retail broker who places across multiple carriers on your behalf, or directly to an underwriter who issues the policy. DredgeCred surfaces both so you can decide based on what your risk profile actually needs.
Brokers
When a broker is the right call.
- • You need multi-carrier access — specialty dredge risk not a fit for a single underwriter's appetite.
- • You want one point of contact managing renewals across marine, GL, and pollution lines.
- • You're new to marine coverage and need the broker's claims-advocacy role on your side of the table.
- • Broker commission is part of your renewal budget — DredgeCred shows the commission rate on listed brokers so the math is transparent.
Underwriters
When direct-to-underwriter makes sense.
- • You have an established book of marine business and a captive or program relationship worth preserving.
- • Single-line placement (e.g. marine hull only) where the broker overhead is hard to justify.
- • High-DC-Score contractors can negotiate pricing directly on the strength of transaction-anchored ratings.
- • Renewing an existing policy — underwriters on DredgeCred can pull your schedule and COI history directly from your profile.
Quote comparison
Compare quotes across listed underwriters in one place.
Post a coverage request once with your schedule, COI, and target limits; listed underwriters respond with priced quotes you can compare side-by-side. Broker-in-the-loop supported — brokers on DredgeCred can manage the same request on your behalf if you'd rather not handle the comparisons yourself.