Verified contractors. Underwriting-ready data.

Industry standard

Lead-gen subscription + per-lead fees (paid whether or not you bind)

$50 per unqualified lead to $300 per lead, no conversion guarantee

What you get: Name and phone number. No verified business underwriting data, no equipment schedule, no project context.

DredgeCred

Direct, verified, rated.

8% of placement commission (no cap)

What you get: Pre-verified contractors with equipment schedules, COI history, DC Score, full business profile — lead closes because the data is already complete.

Industry standard

Broker override commissions + in-house underwriting cost

5% override to 10% override

What you get: Distribution channel to the contractor, but with broker margin compression and limited direct-to-contractor data signal.

DredgeCred

Direct, verified, rated.

8% of direct-placement premium

What you get: Direct channel to verified contractors when appropriate, DC Score as pricing signal, COI history visibility to streamline underwriting.

Industry standard

Agent commissions on surety placement

20% of bond premium to 30% of bond premium

What you get: Relationship access to contractors. But contractor creditworthiness data comes from the agent's files, not a verifiable ledger.

DredgeCred

Direct, verified, rated.

4% of bond fee, capped at $3,000 per bond

What you get: Direct connection to contractors with DC Score, past-performance ledger, active COI verification, bond-capacity signal that contractors themselves maintain.